October 2017 Archives

Choosing the right nursing home makes a difference for elders

Choosing the right nursing home can be the difference between your loved one receiving good care or finding that he or she has been injured at a nursing home. It's hard to know which facility to choose; many are expensive, and some may seem better than others on the surface with no particular benefit over others. How can you make this important decision easier?

Choosing a health care proxy: An important part of a living will

A health care proxy is also known as your health care power of attorney. This individual is someone who can make decisions your behalf if you're unable to do so yourself. It's vital to be certain the person you choose for your proxy understands your health conditions, medical history and symptoms.

Must I give up my house to qualify for Medicaid?

There is no doubt that long-term medical care has become expensive. Even well-off people are not always able to pay for, say, 15 years' worth of nursing homes or in-home caregivers. Of course, government programs such as Medicaid can step in to help pay for most, if not all, expenses. However, those who apply for Medicaid must meet certain eligibility requirements, some of which are financial. One common concern is whether you will have to give up your home in order to qualify.

Co-operatives and condominiums in estate plans: Know the facts

As someone who may become a beneficiary, it's important that you understand the basics of receiving an inheritance. The last thing any family should have to go through is a feud to determine who receives which assets from a loved one's estate.

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